20+ years helping families across Miami-Dade find the right loan. First-time buyers, refinancing, VA, FHA, conventional. I make it simple.
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"Jenny made the entire process seamless. She was always available to answer questions and kept us informed every step of the way. Highly recommend!"
"As first-time buyers, we were nervous about the process. Jenny walked us through everything and made it feel manageable. We couldn't be happier with our new home!"
"Jenny's experience really shows. She found us a great rate and the closing was smooth. Professional and caring, exactly what you want in a loan officer."
Not sure which one? We'll figure it out together.
Traditional financing with competitive rates. Down payments as low as 3% for qualified buyers with good credit.
Government-backed with flexible credit requirements. Great for first-time buyers. Down payment as low as 3.5%.
For veterans and active military. Zero down payment required and no PMI. One of the best loan programs available.
Special programs and down payment assistance to help you get into your first home faster than you thought possible.
Financing for rental properties and investors building their portfolio. Multi-family options available.
Lower your rate, reduce your payment, or tap into equity. Cash-out options available for debt consolidation or renovations.
Not ready for pre-approval yet? No problem. Send me a quick message and I'll get back to you within 24 hours. No pressure, just answers.
Ready to apply? Pre-Approve Me →I'll be in touch within 24 hours.
With over 20 years of experience in title, real estate, and mortgage, I bring the knowledge, dedication, and tools to help you find and secure your dream home. I understand how emotional and overwhelming the homebuying process can be. That's why I'm here to make it as smooth and stress-free as possible from start to finish.
Throughout my career, I've had the privilege of helping families navigate this important chapter in their lives, and I've learned that every journey is unique. As a proud mother to an incredible son who inspires me daily, I carry that same care, strength, and commitment into everything I do.
Let's find the place you'll love to call home, together.
Typically 30-45 days from application to closing. I keep you updated every step so there are no surprises.
Depends on the loan. FHA works with scores as low as 580. We look at your full picture, not just one number.
As low as 3% for conventional, 3.5% for FHA, and zero for VA. There are also assistance programs available.
Yes. Pre-approval shows sellers you're serious and tells you exactly what you can afford before you fall in love with a home.
Usually if you can drop your rate by 0.5% or more. Sometimes it's about accessing equity or removing PMI. Let's look at your numbers.